Use the store’s purchase controls first. On iPhone, Apple documents both purchase approval and restrictions that can disallow in-app purchases. On Android, Google Play offers family purchase approvals for eligible purchases using its billing system. Menu names vary by operating-system version, so compare the current official instructions with the screen you see.
Then review stored payment methods, existing subscriptions, adult accounts on shared devices and game currency. A child can spend previously bought currency without creating a new store charge. A web purchase or gift card may fall outside the store-approval path. Test the approval process without completing an unnecessary payment. If a charge already happened, keep the receipt and use the relevant store or merchant’s refund process promptly; approval is not a guarantee of reimbursement. FamilyAtlas does not replace Apple or Google’s payment authorization.
Apple: Set up parental controls to manage your child’s iPhone or iPad · Apple: Turn off Apple In-App Purchases from Screen Time · Google: Purchase approvals on Google Play
The parent concern
Parents may think a phone passcode prevents purchases, then discover an adult account or saved payment method was still accessible. Access, billing approval and recurring charges are separate questions.
iPhone: distinguish approval from a purchase ban
Apple’s current instructions use Settings > Screen Time > Apps & Websites > App Store > In-app Purchases > Blocked. In the upgraded family experience, Ask to Buy is under Settings > Family > child > Apps & Websites > Restrictions > Ask to Buy > Require Purchase Approval. Previous Screen Time setups have different menus; use the version-matched Apple guide.
Check existing subscriptions separately. A future restriction is not proof an already authorized recurring payment has stopped.
Apple: Set up parental controls to manage your child’s iPhone or iPad · Apple: Turn off Apple In-App Purchases from Screen Time
Android: check the billing boundary
In Family Link, select the child and open Controls > Google Play > Purchases & download approvals > Require approval for. Google also documents approval settings in the Play Store family menu. These approvals apply only to purchases using Google Play billing.
Approval does not cover every merchant checkout or every subscription. Inspect web stores, gift cards and previously purchased currency separately. Do not describe a Google Play setting as a universal spending firewall.
After an unexpected charge
Keep the receipt, amount, date and store account. Use the official purchase history and refund/help flow for that merchant. Do not pay a third-party “recovery” service or promise the child that all charges can be reversed.
Agree on a money rule: a request before spending, a clear allowance and no password or code sharing. Avoid conducting a paid test just to see whether a restriction is on.
What you can do right now
- Review Apple or Google purchase approval.
- Disallow in-app purchases where that is your intended rule.
- Check adult accounts on shared devices.
- Inspect stored payment methods and recurring subscriptions.
- Explain the difference between money and game currency.
- Check web purchases and gift cards separately.
- Keep receipts and request help through the official merchant.
A way to start the conversation
“Before spending real money or game currency, ask. We will agree on an allowance. If you made a mistake, tell me quickly so we can check the receipt and the settings.”
A suggested script to adapt, not a clinical intervention.
What technology cannot solve
Time limits and website filters are not store payment approval. Refund eligibility belongs to the relevant merchant and store, not to a parental-control app.
Questions parents ask
Does approval stop existing subscriptions?
Do not assume so. Review and cancel recurring purchases in the store or merchant that manages them.
Can a child spend Robux without a new approval?
Previously acquired currency is different from a new store charge. Set a separate family rule.
Can FamilyAtlas authorize store purchases?
The audited code does not provide Apple or Google purchase approval. Use the store’s own controls.
Sources and review
Provider documentation explains settings and eligibility. Professional guidance provides context, while our suggested family strategies are labeled separately. FamilyAtlas claims were checked against implementation, with release limits stated above.
- Apple — Set up parental controls to manage your child’s iPhone or iPad fact · checked 2026-09-30
- Apple — Turn off Apple In-App Purchases from Screen Time fact · checked 2026-09-30
- Google — Purchase approvals on Google Play fact · checked 2026-09-30
Next source review: 2026-12-30. Menus, eligibility and rollouts can change; follow the linked provider instructions if your screen differs.
Written by FamilyAtlas; product descriptions are not independent product recommendations. No claim of medical or psychological review is made.